Saugus Federal Credit Union has been serving the community since 1938. From the time we first opened till the present day, we have continued the tradition of friendly, courteous, and quality service. Providing person-to-person member attention has always been the hallmark of our credit union and credit unions worldwide.

With our wide range of product and service offerings and our knowledgeable and dedicated staff, we make certain to meet the needs of our members and their families. Saugus Federal Credit Union is an independent, cooperative financial institution, owned and operated for the benefit of our “members”, not customers. You are a "member" because ownership of a member share account is the equivalent of owning “one share” of the credit union.

Membership Eligibility

To be eligible for membership, you must either work or reside in the following Massachusetts counties:

Suffolk ~ Essex ~ Middlesex

To become a member of Saugus Federal Credit Union, just click on the link below and complete the short application. We welcome your family, friends, neighbors and coworkers.

Membership Application