Information
on Your Privacy
Notice of Your
Financial Privacy Rights
We,
our, and us, when used in this notice, mean Saugus Federal
Credit Union
This is our privacy notice for our members.
When we use the words "you" and "your" we mean he following
types of members:
- All
of our consumer members who have a continuing relationship
with us, such as:
- Share
Account
- Loan
Account
- Credit
Card
- Self-directed
Individual Retirement Account where we act
as custodian or trustee
- Home
mortgage brokerage
We
will tell you the sources for nonpublic personal information
we collect on our members. We will tell you what measures
we take to secure that information.
We first define some terms.
Nonpublic
personal information means information about you that
we collect in connection with providing a financial product
or service to you. Nonpublic personal information does
not include information that is available from public
sources, such as telephone directories or government records.
An affiliate is
a company we own or control.
A nonaffiliated third party is a company that is not an affiliate
of ours.
THE
INFORMATION THAT WE COLLECT
We collect nonpublic personal information about you from the following sources:
- Information
we receive from you on applications or other forms
- Information
about your transactions with us
- Information
about your transactions with nonaffiliated third parties
- Information
from a consumer reporting agency
- Information we receive through our Customer Identification
Program
INFORMATION
WE DISCLOSE ABOUT YOU
We do NOT disclosure any nonpublic personal information about you to anyone,
except as permitted by law. Examples of this might include disclosures necessary
to service your account or prevent unauthorized transactions.
THE
CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC
PERSONAL INFORMATION
We
restrict access to nonpublic personal information about
you to those employees who need to know that information
to provide products or services to you. We maintain physical,
electronic, and procedural safeguards that comply with federal
regulations to guard your nonpublic personal information.
NONPUBLIC
PERSONAL INFORMATION
AND FORMER MEMBERS
We
do not disclose nonpublic personal information about former
members, except as permitted by law.
ONLINE
PRIVACY PROTECTION. At our website, www.saugusfcu.com,
you may apply for accounts and services and you may communicate
with us via e-mail. To protect the information you provide
us online, we use multiple levels of security. The application
information we accept online and our HFS@home. Online
banking service relies on industry standard Secure Sockets
Layer (SSL) encryption to secure your transaction information
and communication. Generally, our e-mails are not secure.
However, if we ask you to e-mail us information other
than your name, address, e-mail address, and phone number,
it will be obtained using a secure (SSL encryption) e-mail
form. When you visit our website, you can access site
information, without revealing your personal identity.
However, in order to help us identify you for future site
visits, we use cookies to track your visit. A cookie is
a piece of information that our web server stores on your
computer hard drive and retrieves later. The cookie will
not request, require, or collect personal identity information
and you remain anonymous. Your member information is not
accessed by or stored within a cookie in any way.
Privacy
Policy Inquiries. If you have any questions about
our privacy practices, contact us by calling (781) 233-0010,
sending us an e-mail at info@saugusfcu.com,
or writing to us at: Saugus Federal Credit Union, P.O.
Box 1005, Saugus MA 01906. |
